Author: Coops Coffee - Zackry Cooper TEAM COOPER

As Team Leader, it’s my job to play to people’s strengths and in turn offer exceptional service to our borrowers, referral partners, and national builder accounts. My goal is to create a “Client For Life” by offering exceptional service and creating “Wow” moments with everyone I encounter. I believe there is no such thing as over communication and stress the importance of “under promising and over delivering.” Because of this, our team is 100% referral based. I am a passionate person and play at 100% in all areas of my life. Knowing the importance of balance between work and play, I practice living in the moment, spending time with real people, and I’m grateful for all the gifts I been given – most of all my wife Terri and son Brody. I work hard, play hard, and laugh often.

Check Out Team Cooper’s Spring Buying Guide For 2019 . . . . . Be Thankful You Don’t Have To Pay Mom And Dad’s Interest Rates!

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“Ok Zackry we are going to be traveling at speeds of up to 90 miles an hour with 150 other cars winding through the hot dusty desert and I need you to help me navigate the race.”  Day 1 of racing is all preparation.  Checking in.  Filling out authorization forms.  Checking the car from top to bottom.  Discussing our game plan.  Double and triple checking all the details from bolts to our communication system.   At what point will we have any pit breaks?  Who is a part of our team and what do they do?  In case of trouble in the car here is our plan and/or strategy.  Who or what can get in our way and what will we do about it?  What are our responsibilities to ensure success?  Success in a race does not come down to just the driver, it comes down to managing all finite details and all those who play a part.  As the leader of the race team and driver you have to manage all these team members, car details, and drive your way to the finish line with as minimal challenges as possible.  All the while being prepared for the unknown that only experience can get you through.  As I was sitting at the starting line looking at all the other cars I could not help to start and think…  Is everything prepped and ready to go?  Did they check this car over from top to bottom?  Did I make the right decision in getting into this car with Michael, the driver?  Is he qualified to drive this fast and do I trust him to take me to the finish line safely?  I have never done this before and I can’t help but feel anxiety as the car revs up to take off across the desert for 160 miles of unknown terrain.  The gun goes off and the race begins.  There is no turning back now as I stare at a computer screen, with blinding dust, cars all around us, gravel flying in our face, bumps shaking the car, and a heart that is beating through my chest.  I can only look forward and navigate.

That day as I sat in the race car, I could not help but think and feel all the parallels of racing and buying a home.  My clients are personally referred to me to make typically the biggest investment of their lifetime.  Usually for the first time or for only a handful of times prior.  But no matter how many times it is same the feeling of nervousness and stress that comes with such a large financial decision.  We make a game plan and discuss all details.  Here are the potential items we need to be aware of.  There is a team that will be a part of your purchase and are equally a part of your success.  This is how we will communicate. We cannot forecast the unknown but I can share my 15+ years of experience to successfully help you reach your final destination of a new home or mortgage.  Everything is prepped in advance, but as soon as you enter into contract to buy a home it is like the starting line of blinding dust.  Fear and excitement of ownership wash over you all at once.  And you have chosen me to navigate you to the finish line.  You have put your trust in me and I do not take this for granted.  I have put trust in my team and they don’t take it for granted.  We realize this is the biggest investment of your life and we are going to get you to the finish line.  Every day I strap into the race car with new clients and the thrill that I get from it keeps me back at the racetrack every morning.

I thank my clients from over 15+ years until present day for the opportunity to navigate their race.  Every day I live my passion in helping and being of service to others.  My name is Zackry Cooper, and no I am not a race car driver.  I am the navigator of your mortgage tied to the biggest investment of your life.  Your home.

Check out this link that includes live recorded footage of my race:


Zackry Cooper

(925) 297-6177


It’s early 2008 and the mortgage collapse is fully upon us.  There was blood in the streets and carnage upon our industry.  Mortgages were the last place people wanted to be.  Yet I stood there in middle of the fire helping as many as I could.  Literally 5-10% of the industry was leaving the business monthly and daily institutions collapsed.  I asked myself why am I still standing here as the rest of the industry burns to the ground?

From day 1 I have been fascinated by 2 things; compounding interest and helping others fulfill their dreams of homeownership.  My fascination for compounding interest came from a college class called Engineering economics as I was studying to be an engineer.  And my passion for helping others fulfill their dreams came from my memories of my parents losing a home early on in my life and the effects it had on our family.

For 18 years, I have been a Trusted Adviser.   Trusted because I have experienced both the peaks and the pits of the mortgage industry.  From a time where money used to flow like to cheap wine and to a time where money could not found.  And through all of this I am still standing and have become a weathered champion.  And what keeps me moving through all of this is my fascination of compounding interest and helping others fulfill their dreams of homeownership.

I have to come to learn the best avenue for me to express my fascinations is through the conversation of real estate.   And the most powerful position inside of this conversation of real estate is being the Trusted Mortgage Adviser.  I realized the mortgage is the hub of the real estate conversation.

It was in this realization the vision of the Golden Wheel and the Trusted Advisers Network was born.  No matter the peak or the pit of the industry all conversations yielded ways to help others spin their financial wheels better.  Some wheels were flat, some wheels didn’t spin, and some wheels were blown out.

If you want to understand The Golden Wheel and not just undress financially we can have the conversation.  Yes, you can expect to get your mortgage but as well you can expect the Trusted Advisers Network to help you be reminded, optimized, and protected in your process of fulfilling your dreams.  My name is Zackry Cooper and I am not perfect but the peaks and pits have made me a weathered champion.

If you would like to schedule a conversation to learn more about the Golden Wheel and our Trusted Advisers Network reach to me at

And in the meantime don’t be left naked and with a flat tire.


Zackry Cooper

Trusted Mortgage Adviser

NMLS# 285975